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Insurance Application Please download the application and fax or mail it to us. The application is a Word document - Download Now Mail to: AIA P O Box 4389 Davidson, NC 28036 or Fax to: 1-704-895-0230 Inventory Coverage Coverage Features Covers your inventory at any location: your shop, your mall booth, storage, in your home, and at shows. You must list each location on the application where your merchandise is stored. Covers furniture, fixtures, and equipment. Covers your property for collision, theft, and vehicle overturn while in transit. Covers consigned property in your care & custody. NO coinsurance penalty, however it is recommended that you carry insurance to the maximum value (your cost) of your inventory. Deductibles starting at $250. A wind deductible is required in coastal states. "All-Risk" coverage including fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage, and vandalism. Does not cover mysterious disappearance or flood. Coverage on fine (your cost over $100) jewelry limited to $2,500 per claim. Coins and stamps are NOT covered. Liability Coverage Coverage Features Covers you for liability at your shop, mall booths, show booths, and all your business operations Product Liability for the merchandise you sell Personal Injury liability such as libel, slander, false arrest & false advertising Limits $1,000,000 General Aggregate (Policy Limit) $1,000,000 Each Occurrence $1,000,000 Product Liability Limit $1,000,000 Personal & Advertising Liability Limit $50,000 Damage to Premises rented to you $5,000 Medical Payments Building Coverage Coverage Features Coverage may be provided on buildings owned by you. Coverage is “All Risk” excluding flood & earthquake. Coverage may be provided on a replacement cost or actual cash value (depreciated value) basis. Deductibles starting at $1,000 and may be increased up to $5,000. Wind deductibles in coastal states.