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S H O P  R A T E S Liability Insurance: Limits $1,000,000 General Aggregate (Policy Limit) $1,000,000 Product Liability $1,000,000 Personal & Advertising Liability $1,000,000 Each Occurrence $50,000 Damage to Premises Rented to You $5,000 Medical Payments Covers Liability in the booths you rent & all your business operations Product Liability for the merchandise you sell Personal Injury Liability such as libel, slander & false advertising Liability Rates: Shop Rate - $245.00 per year Add: $26.25 for each show you do over 4 or $105 for unlimited shows Add: $26.25 for each mall location you have a booth in. Add: for space (not booths) you rent to others: Offices, apartments, food areas, etc. $52.50 for each rental Add: $210.00 if you have auctions Add: $210.00 if you put on estate sales Add: $105.00 if you have a snack bar Add: $210.00 if you have a restaurant Optional Liability Coverage Add: $52.50 for a $2,000,000 Limit Add: $26.25 for each Additional Insured, landlord, etc. Rates include Surplus Lines Tax and Policy Fee Property Insurance: Covers your property at any location: Your shop, mall booth, storage, in your home and at shows. Covers your property in transit for damage caused by collision, vehicle overturn and theft. Covers consigned property in your custody. NO Coinsurance penalty, however it is recommended you carry 100% of your maximum value to be adequately insured. Deductibles starting at $250. Wind deductibles are required in FL and other coastal areas. "All-Risk" coverage including fire, lightning, windstorm, burglary, robbery, accidental breakage, vandalism, earthquake. Does not cover mysterious disappearance or flood. Coverage on fine jewelry limited to $2,500 per claim. Coins and Stamps are NOT covered. Property Rates – All Dealers: Use the chart below to find the annual rate for the coverage limit you need. Amount of Coverage Annual Premium Amount of Coverage Annual Premium $10,000 $158.00 $35,000 $448.00 $15,000 $217.00 $40,000 $505.00 $20,000 $274.00 $45,000 $563.00 $25,000 $332.00 $50,000 $621.00 $30,000 $390.00 Over $50,000 CALL US 800-287-7127 Rates include Surplus Lines Tax and Policy Fee Rates/Underwriting Guidelines subject to change without notice. Optional Property Coverages Loss of Income – Coverage may be provided for loss of profit and continuing expenses should your business be interrupted by an insured peril. $6.30 per $1000 of coverage Exterior Glass – Exterior glass coverage may be provided on non-owned buildings. $.263 per square foot of glass. We will need a glass schedule. Outdoor Signs – Coverage for outdoor signs on or off premises. $2.10 per $100 of coverage.