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Insurance Application Please download the application and fax or mail it to us. The application is a Word document - Download Now Mail to: AIA P O Box 4389 Davidson, NC 28036 or Fax to: 1-704-895-0230 Inventory Coverage: Coverage Features Covers your property including inventory you own, furniture, fixtures, equipment and improvements & betterments if you rent. Covers your property for collision, theft, and vehicle overturn in transit. Shipping coverage up to $5,000 Covers consigned property in your care & custody. (Excluding dealer inventory in rental booths and showcases). Deductibles starting at $250. Wind deductibles in coastal states. “All Risk” coverage including fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage, and vandalism. Does not cover mysterious disappearance or flood.   Liability Coverage: Coverage Features Covers your mall premises & all your business operations Product liability for the merchandise you sell Personal Injury liability such as libel, slander, false arrest, and false advertising Employees are included as additional insureds Optional Dealer Blanket Coverage: Most dealers do not have business liability coverage and their homeowners will not cover business pursuits, which means their personal assets can be at risk. If a dealer is involved in a claim or named in a lawsuit because someone is injured in their booth, or an item purchased from a dealer causes damage, your mall’s standard liability policy will not cover or defend the dealer because the dealer is not an insured under the policy. ACNA's policy is designed for antique malls so that dealers can be added to the policy on a blanket basis (all or none of the dealers) at a very low cost. You can pass the cost to the dealers or make this a great "added value" benefit to provide your dealers. Limits $1,000,000 General Aggregate (Policy Limit) $1,000,000 Each Occurrence $1,000,000 Product Liability Limit $1,000,000 Personal & Advertising Liability Limit $50,000 Damage to Premises rented to you $5,000 Medical Payments Building Coverage   Building Coverage: Coverage Features Coverage may be provided on buildings you own. Coverage is available in most states. Coverage is "All Risk" excluding flood and earthquake. Coverage may be provided on a replacement cost or actual cash value (depreciated value) basis. Deductibles start at $1,000 and may be increased up to $5,000. Wind deductibles in coastal states.