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M A L L   R A T E S Liability Insurance: Limits $1,000,000 General Aggregate (Policy Limit) $1,000,000 Product Liability $1,000,000 Personal & Advertising Liability $1,000,000 Each Occurrence $50,000 Damage to Premises Rented to You $5,000 Medical Payments Covers Your mall premises & all your business operations Product Liability for the merchandise you sell Personal Injury Liability such as libel, slander & false advertising Employees included as additional insured Liability Rates: Premium based on number of dealers # of Dealers Annual Premium 1 to 100 $270.00 100 to 200 $410.00 201 to 300 $560.00 301 to 400 $700.00 401 to 500 $850.00 Over 500 $910.00 Optional Liability Coverage Add: $52.50 for a $2,000,000 Limit Add: $26.25 for each Additional Insured, landlord, etc. Dealers may be added to your policy on a blanket basis as additional insured – Annual Rate $10.50 per dealer (all or none – not adjusted during the policy term) Rates include Surplus Lines Tax and Policy Fee Property Insurance: Covers your property including inventory you own, furniture, fixtures, equipment and improvements and betterments if you rent. Covers your property in transit for damage caused by collision, vehicle overturn and theft. Covers consigned property in your care, custody & control. (Excludes dealer inventory in rental booths and showcases). NO Coinsurance penalty, however it is recommended you carry 100% of your maximum value to be adequately insured. Deductibles starting at $250. Wind deductibles are required in FL and other coastal areas. "All-Risk" coverage including fire, lightning, windstorm, burglary, robbery, accidental breakage, vandalism, earthquake. Does not cover mysterious disappearance or flood. Coverage on fine jewelry limited to $2,500 per claim. Coins and Stamps are NOT covered Property Rates: Use the chart below to find the annual rate for the coverage limit you need. Amount of Coverage Annual Premium Amount of Coverage Annual Premium $10,000 $158.00 $35,000 $448.00 $15,000 $217.00 $40,000 $505.00 $20,000 $274.00 $45,000 $563.00 $25,000 $332.00 $50,000 $621.00 $30,000 $390.00 Over $50,000 CALL US 800-287-7127 Rates include Surplus Lines Tax and Policy Fee Rates/Underwriting Guidelines subject to change without notice. Optional Property Coverages Loss of Income – Coverage may be provided for loss of profit and continuing expenses should your business be interrupted by an insured peril. $6.30 per $1000 of coverage Exterior Glass – Exterior glass coverage may be provided on non-owned buildings. $.263 per square foot of glass. We will need a glass schedule. Outdoor Signs – Coverage for outdoor signs on or off premises. $2.10 per $100 of coverage.